John Cardwell has borrowed huge amounts of money from vulnerable women to fund his lifestyle and drinking.Photo / via Facebook
Handsome and perfectly dressed John Cardwell is attractive to women and is good at persuading people to give him money. However, as Lane Nichols reports, it is difficult to distinguish what is true and what is illusion.
People say he treated her like his “sugar mama”-an automated teller machine to cover his drinking, lifestyle and personal expenses.
In retrospect, she describes him as a series of scammers, liars, and cheats that need to be exposed.
John Joseph Cardwell, 44, is in heavy debt and admits he is lying to people.
“I lived a double life and got what I wanted people to use,” he wrote to his ex-girlfriend Kirstin Miller earlier this year.
“Probably the best I will be clean … and face the music.”
It is difficult to distinguish what is true and what is illusion.
He told Miller that he played rugby in Canterbury, played leagues in Queensland and Hull, and dropped the name of All Blacks, famous among his personal friends.
He claimed to his former boss that he was a triplet and owned real estate at home and abroad, and that his wealthy father, a former judge, owned an apartment complex in central Auckland.
He told Miller that he had arranged a patched gang member to sort out allies who claimed to have stolen their credit cards and ran out of accounts at the casino, alluding to the underworld ties. ..
He even told the West Auckland proprietress that a healthy and energetic mother had died in the hospital after a stroke and was waiting for her considerable property income to pay her overdue rent.
Cardwell claimed that he was often lean, “hungry”, and facing evictions-and needed only a few grandeurs to get over him until the payday.
And of course, he had two daughters.
“He was always in tears.’S ***, I don’t have the money to buy food for the girl,’ Miller told Herald.
“My intuition was yelling at me,’It’s all a bull ***.'”
Miller met Cardwell in December and the relationship quickly developed into romance.
She claims he said he was hired by an insurance company and sent a photo of himself wearing a suit in the company’s office building.
But no one in the company was wearing a suit. They worked from home, not from the downtown office. And Miller later learned that Cardwell had been fired from his job a few months ago because of his drinking.
She says he asked her for money within a few days of gathering – a few spectacular for “rent and invoices”.
I thought, “I met his friend, I know where he works. If this turns out to be a bull *** I can recover this.”
A few weeks later, Miller claims he sheds tears at Orewa Beach and is forced into prostitution without urgent coins.
She also said Cardwell was unloading the company’s vehicle for a pandemic and sacking staff after an employment dispute that his boss promised to use to repay Miller’s loan. He claimed that Cardwell was ordered to pay $ 12,000.
None of that was true.
Requests increased, and Miller paid every two weeks for rent, groceries, and even haircuts on a regular basis until he lent over $ 10,000 in just three months.
The last straw came in March when he demanded money again to feed his daughters.
Miller gave Cardwell $ 60, but she later says he learned he actually went to a polo event with another woman-Cardwell’s On Again, Off Again Girlfriend.
Miller noticed that Cardwell, who often said he wasn’t available at night due to treatment of mental health problems or drug changes, was lying to her for months.
She ended the relationship.
“I’m actually a pretty smart person, but wow, I’ve done it.
“I have to feel stupid”
But instead of canceling the money, she chose to fight back.
Miller demanded repayment and eventually hired a lawyer, and Cardwell agreed to draw down the suffering of Kiwi Saver for some of the money he owe.
She then brought in a debt collector to chase Cardwell for the rest of the money he started paying back for $ 100 a week.
Cardwell said in an email to debt collectors that he wanted to be “frank.”
“Until now, I haven’t respected debt. This is the first time in my life. So it’s entirely new to me … I usually run away from problems.”
Miller claims that Cardwell used manipulations and lies to earn money, often playing with his mental health and children.
She believed it was important to speak publicly to warn other women.
“This guy needs to be exposed.”
Herald filed a motion with Cardwell, stating that Cardwell would respond in a written statement. No statement has been received and Cardwell has not responded to repeated requests for comments.
“It just lied after the lie.”
Miller wasn’t the only one to fund Cardwell’s life.
Herald on Sunday spoke with six other people who had dealt with a fascinating and charismatic former Delasar University student-and all believed they lied and he asked them for money. say.
Karen Harper claims that Cardwell sucked more than $ 20,000 from her after making a platonic friendship in Christchurch a few years ago.
Cash was an inheritance from Harper’s dead mother. She says it was drained in just five months.
She claims that Cardwell said it would cost $ 500 to fly to Auckland. His daughter was attacked by a man and was hospitalized down the stairs.
Then he needed $ 1000 to cover the doctor’s claim.
The next Cardwell said he needed $ 3,000 because his parents were in financial conflict and were at risk of losing their home.
Ultimately, she says she lent $ 22,000 to Cardwell.
Suspicious, she approached Cardwell’s parents. She says her parents have confirmed that the story is not true and that her son believes it is a “compulsive liar.”
“I feel very stupid. I feel accustomed. He knew exactly what he was doing. It was just lying and then lying. bottom.
“I like to care for people and help those who are in conflict, but now no one helps.
“I feel like an idiot.”
She says he promised to repay $ 100 this week after she hunted down Cardwell for money. If he resents, she brings Baycorp.
“He’s been doing this for so long that I think he’s actually started believing in his lies.
“He uses his parents and his children, but that’s not right.”
“It’s not normal behavior”
Cardwell was adopted as a child and grew up in his beloved Christchurch family.
His father, John Cardwell snr, who works in the textile industry and is not a judge, told Herald that his son had borrowed money from people for years.
He believed that the behavior was facilitated by a psychological or mental state that had not been diagnosed with alcoholism.
Cardwell Jr. received psychiatric treatment and spent time rehabilitating, but lies and debts piled up, his father said.
In his opinion, “He’s just a scammer and he’s been able to pull it off for a long time.
“I think it’s an easy way.
“The family knows that John will be exposed somewhere.
“We never hid from him the fact that he was adopted. I’m sure it’s part of John’s problem. It was a difficult road.
“As long as we love him, we can’t hack his manners with others.
“It’s not normal behavior.”
Cardwell snr, 74, said sharing the same name as his son had an “impact” that debt collectors and women could borrow and demand repayments from their family’s homes.
Cardwell’s mother was still caring for her son, but she no longer wanted him to live in the house. Their other children said, “I told us many times,’Keep him away.'”
Cardwell snr said his son is an adult and needs to be responsible for his life.
“He has a friendly personality and knows how to use it. That’s just part of his personality.
“I feel sorry for those women, but they knew what they were doing and were happy to do it.”
“Karma is a bitch”
A man who hired Cardwell in the role of sales and consultant in Christchurch in 2019 crashed after Cardwell rented his boss’s car and drank at Christchurch Casino at night, causing thousands of casualties. Says it ended suddenly.
He resigned with a text message the next day and never returned.
The employer said Cardwell wore beautiful clothes: “expensive watches, expensive jackets.”
“He’s charismatic, but it’s very difficult to tell what’s true.
“If he’s going to say pokey, he’s going to say big pokey.”
The employer knew that Cardwell was playing the league abroad at the national level, and there was no doubt that the man was talented.
“He may have been a rock star, but in my opinion he’s wasted. He’s wasting some big opportunities in life.”
Another former employer hired Cardwell as a salesman in Auckland last April, but ended the contract five months later due to his background and concerns about heavy drinking.
Initially, Cardwell came across as attractive and likable, but employers claim that it soon became clear that much of his self-expression was fantasy.
“I confronted him about all the lies,” the employer said. “He made a fuss.”
The employer offered Cardwell a second chance and a “blank slate.” But there were rules.
He had to give up alcohol and set up automatic repayment to clear Cardwell’s debt to Harper.
The deal ended one morning after the employer claimed that he found Cardwell drinking whiskey on a flat in New Market while doing business on his work laptop.
Cardwell still owes him about $ 4,000, which is also being passed on to the debt collector.
The employer said he treated Cardwell “like a family.”
“If he used all his skills for legitimate sales, he would be a millionaire. He was a waste of talent.”
He knew others who claimed to have handed cash after hearing the story of Cardwell’s sobbing.
“He claims to be the rugby guy in this hot shot and lies about his family and property. He tries to describe himself as intelligent and wise. He knows a lot of people. , That’s how he draws people in.
“People give him money and are just used to it.”
In June, after Cardwell’s $ 10,000 debt to Miller, a former employer sent a message to Cardwell, saying he was shameful and “Karma is a bitch.”
“You have imprisoned John, the really wrong girl. You brought this yourself.”
In response, Cardwell admits:
“I’m not happy with what I did. I created the genocide and everything for selfish reasons.
“What I was facing was my flaw …. So I’m just afraid of the following and the consequences will be disastrous for me. I’m sorry.”
Thousands of women ow to a handsome man who lived a “double life”
SourceThousands of women ow to a handsome man who lived a “double life”